Downtown Homes under $350,000

Welcome to Downtown Lowell, Massachusetts – a vibrant hub that beautifully marries rich history with modern living. Nestled in Middlesex County, this charming city is renowned for its dynamic arts scene, diverse culture, and an array of recreational activities. With the Merrimack River flowing gracefully through the heart of the city, residents enjoy picturesque views and ample opportunities for outdoor adventures.

Downtown Lowell is a treasure trove for those seeking affordable housing options, with homes available under $350,000. This makes it an ideal locale for first-time homebuyers, young professionals, and families looking to settle in a thriving community without breaking the bank. The area boasts a variety of architectural styles, from historic brick mill buildings to contemporary condominiums, ensuring there’s something for everyone.

Living in Downtown Lowell means easy access to a plethora of amenities. Stroll through the bustling streets lined with charming cafes, eclectic shops, and cultural landmarks like the Lowell National Historical Park, where you can explore the city’s industrial heritage. The local food scene is equally enticing, with a range of dining options that reflect the city’s diverse population.

Transportation is a breeze, with convenient access to public transit and major highways, making commuting to nearby cities like Boston and Cambridge a snap. Whether you’re drawn to the arts, the rich history, or the welcoming community spirit, Downtown Lowell offers a unique lifestyle that is both affordable and fulfilling. Come discover your dream home in this captivating city!

Newest Downtown Homes under $350,000

$274,900

1 Beds ⋅ 1 Baths ⋅ 73591655 MLS

Discover urban living at 219 Central St., Unit 3A, in Lowell, MA. This 824-square-foot condominium in a historic, beautifully maintained property offers an inviting blend of character and convenience. Located on the third floor, the single-level residence features gleaming hardwood floors, high ceilings, and a thoughtfully designed layout that maximizes space and natural light. The upgraded kitchen showcases updated cabinetry, granite counters installed in May 2026, and stainless steel appliances installed in June 2026. The bedroom provides a comfortable private retreat, while the updated full bathroom offers style and everyday functionality. Enjoy the ease of condominium living in a prime location with convenient access to the best of Lowell. Schedule a private showing today and imagine making this distinctive residence your new home.

219 Central St Unit 3A, Lowell

Listing courtesy of Listing Agent: Raymond Boutin from Listing Office: RE/MAX Innovative Properties.

$255,000

2 Beds ⋅ 1 Baths ⋅ 73584231 MLS ⋅ ['Canal Place Three'] BLDG.

Own a piece of Lowell history at Canal Place 3, a 1908 mill converted to condominiums in 2004 and set within Lowell National Historical Park. This second-floor 2BR/1BA offers true single-level living, with every room on one floor in an elevator building. The kitchen features granite counters, stainless appliances, and a range purchased in 2024, and the bath has been remodeled with a new vanity and lighting. Luxury vinyl flooring and recessed lighting run through the open living/dining area. The second bedroom works equally well as a home office. Two heating and two cooling zones let you set each area to your preference. A laundry room with in-unit washer and dryer doubles as everyday storage, with additional storage on the canal level. The $748/mo HOA covers heat, A/C, hot water, gas, water, sewer, master insurance, trash and snow removal, landscaping, and professional management, bundling most utilities into one monthly payment. One pet per unit is permitted per the condo documents, and off-street rental parking is available in the adjacent covered Hamilton Canal Innovation District (HCID) garage. Canal Place 3 is fully warrantable, and eligible first-time buyers may qualify for MassHousing down payment assistance (income limits apply; ask your lender). Intercom entry and a garden courtyard. Lowell Memorial Auditorium, Merrimack Repertory Theatre, downtown restaurants and galleries, UMass Lowell, and the commuter rail are all nearby. Showings begin at open house October 1, 2026 5-6:30pm

200 Market Street Unit 3211, Lowell

Listing courtesy of Listing Agent: Mindy Dopler Nelson from Listing Office: Keller Williams Realty-Merrimack.

$250,000

1 Beds ⋅ 1 Baths ⋅ 73582230 MLS ⋅ ['Fiske Building'] BLDG.

Welcome to the historic Fiske Building in the heart of Downtown Lowell! This STUDIO LOFT offers convenient single-level living with soaring 12-foot ceilings, hardwood floors, 2020 NEW HVAC and Central A/C, and an open living area filled with bright natural light and character. The kitchen offers tile flooring and easy access to the main living space. Additional highlights include IN-UNIT Washer/Dryer NEW 2023, elevator access, and approximately 104 square feet of private attic storage. The professionally managed, pet-friendly building offers one of its lowest condo fees, which includes hot water, water, sewer, master insurance, exterior maintenance, refuse removal, and more. Conveniently located near UMASS Lowell, shopping, restaurants, public transportation, highways, schools, medical facilities, and the university. Perfect for an Artist's STUDIO!

219 Central Street Unit 2B, Lowell

Listing courtesy of Listing Agent: Amy Towne from Listing Office: Keller Williams Realty-Merrimack.

$285,000

1 Beds ⋅ 1 Baths ⋅ 73565188 MLS ⋅ ['Ayer Lofts'] BLDG.

Bright Ayer Lofts unit with exposed brick walls and full-size windows for plenty of natural light. Feel the historic vibes of this well-maintained building situated on a quiet cobblestone street in downtown Lowell directly adjacent to Market Street. The unit has concrete floors, wood pillars, open kitchen layout, large bathroom, and a moveable wardrobe to partition off a bedroom area. The Ayer Lofts is a professionally managed pet-friendly building that offers a secured front lobby and mail room, elevator, and common bicycle storage and laundry facilities. Parking is available on-street or through the Roy Garage next door. One low monthly condo fee includes unlimited water, heat, and air conditioning with owners paying their own electric bills. Located just minutes to all the restaurants, coffee shops, theaters, galleries, and entertainment that downtown Lowell has to offer.

172 Middle St Unit 303, Lowell

Listing courtesy of Listing Agent: Steve Binder from Listing Office: Binder Residential.

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